These Terms and Conditions (“Terms”) govern access to and use of the website and platform accessible at https://joincirclo.com (the “Platform”).
The Platform is operated by the owner and administrator of the domain joincirclo.com, based in Panama City, Republic of Panama (the “Operator,” “circlo,” “we,” “us,” or “our”).
By accessing, registering for, or using the Platform, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. If you do not agree, you must immediately discontinue use of the Platform.
circlo is a private, digital infrastructure platform that enables users to publish, discover, and communicate regarding business, professional, and leisure-related opportunities.
circlo operates solely as a neutral technology provider.
circlo is not:
circlo does not:
All interactions, negotiations, agreements, and transactions occur exclusively between users.
To use the Platform, you must:
circlo reserves the right to suspend, restrict, or terminate access at its sole discretion.
The Platform performs limited technical verification of email domains to restrict access to users affiliated with approved educational institutions. This is a basic access control measure only. It does not constitute identity verification, background screening, credential validation, or endorsement of any user.
Beyond this limited email domain check, circlo does not verify:
User content may be inaccurate, incomplete, misleading, fraudulent, or unlawful.
You are solely responsible for conducting independent due diligence, legal review, financial analysis, and background checks before entering into any agreement.
You expressly acknowledge and agree that:
You assume full responsibility for any loss, damage, liability, or consequence arising from use of the Platform.
The Platform is provided strictly on an “AS IS” and “AS AVAILABLE” basis.
To the fullest extent permitted by law, the Operator disclaims all warranties, express or implied, including:
circlo makes no representation that:
To the maximum extent permitted by applicable law:
Under no circumstances shall the Operator be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages of any kind, arising out of or relating to:
This limitation applies regardless of the legal theory (contract, tort, strict liability, or otherwise) and even if the Operator has been advised of the possibility of such damages.
In jurisdictions where complete exclusion of liability is not permitted, liability shall be limited to the minimum amount legally permissible.
The Operator shall have no obligation to provide refunds, credits, compensation, or any form of monetary or non-monetary remedy to any user for any reason.
You agree to indemnify, defend, and hold harmless the Operator from any claim, demand, damage, liability, loss, cost, or expense (including reasonable legal fees) arising from:
The Operator shall have no obligation to indemnify, compensate, or reimburse any user under any circumstances.
This obligation survives termination of your account.
You are solely responsible for all content you publish.
You represent and warrant that your content:
By posting content on the Platform, you grant the Operator a non-exclusive, worldwide, royalty-free, perpetual license to display, reproduce, and distribute such content solely for the purpose of operating, maintaining, and improving the Platform. This license survives account deletion solely to the extent necessary for content already distributed or cached on the Platform. It does not grant the Operator rights to use your content for unrelated purposes.
circlo reserves the right to remove content at its sole discretion without notice.
circlo does not monitor private communications between users.
You may not use the Platform for any purpose that is unlawful under Panamanian law, international law, or the laws of your jurisdiction. Without limitation, prohibited activities include:
Violation of this section may result in immediate suspension or termination of your account without notice, at the Operator’s sole discretion.
Nothing on the Platform constitutes:
Users must seek independent professional advice before entering into any agreement.
circlo does not:
Users are solely responsible for compliance with all applicable laws and regulations, including but not limited to anti-money laundering (AML), Know-Your-Customer (KYC), sanctions, tax, and securities laws in their respective jurisdictions.
The Operator bears no responsibility for any conduct, communication, transaction, proposal, or activity that takes place on or through the Platform. All liability rests exclusively with the users involved.
The Platform may facilitate communications between users, including messages, proposals, and opportunity postings. circlo does not monitor, review, endorse, or assume any responsibility for the content, accuracy, legality, or consequences of any user communication or conduct.
You acknowledge that:
You are solely responsible for the legality, accuracy, and consequences of your communications and conduct on the Platform.
The Operator has no obligation to mediate, arbitrate, intervene in, or resolve any dispute between users. Any such disputes are exclusively between the users involved.
All Platform software, technology, branding, design, and content (excluding User Content) are owned by the Operator.
You may not:
Without prior written authorization.
circlo does not delete user data automatically.
Data may be retained for the following indicative periods:
Data may also be retained for:
Deletion requests may be submitted to: hello@joincirclo.com
We will acknowledge and respond to deletion requests within 30 business days. Complex requests may require an additional 30 business days.
Residual data may remain in backups and security archives.
You acknowledge that:
Such events do not create liability for the Operator.
The Operator may suspend or terminate access at any time, without notice, for:
Upon termination, your data will be handled in accordance with our Privacy Policy.
The Platform uses a cookie consent mechanism that allows you to choose between accepting all cookies, allowing only essential cookies, or rejecting non-essential cookies.
Your cookie preferences are respected and directly control the activation of non-essential tracking technologies. Essential cookies required for core Platform operation (authentication, security) may be used without consent.
For details on what data is collected and how cookies are used, please refer to our Privacy Policy.
These Terms shall be governed exclusively by the laws of the Republic of Panama.
You irrevocably submit to the exclusive jurisdiction of the courts and arbitral tribunals of Panama City, Republic of Panama.
To the extent permitted by applicable law, any claims arising from or related to the use of the Platform must be filed within one (1) year of the event giving rise to the claim, or be permanently barred.
Any dispute arising out of or relating to these Terms shall be resolved exclusively through binding arbitration administered by the Centro de Conciliación y Arbitraje de Panamá, in accordance with UNCITRAL Arbitration Rules, seated in Panama City, Republic of Panama.
The language of arbitration shall be Spanish or English, at the Operator’s discretion. The arbitral award shall be final and binding.
You waive any right to participate in:
All disputes must be brought individually.
The Operator shall not be liable for any failure or delay in performing its obligations where such failure or delay results from events beyond the Operator’s reasonable control, including but not limited to:
The Operator has no obligation to provide refunds, credits, compensation, or any form of monetary or non-monetary remedy to any user for any reason, including but not limited to:
We may update these Terms from time to time.
The updated version will be posted on the Platform with a revised “Last Updated” date.
Continued use of the Platform after changes are posted constitutes acceptance of the updated Terms. If you do not agree with any changes, you must discontinue use of the Platform.
Any notices required or permitted under these Terms may be delivered via email to the address associated with your account. Notices shall be deemed received upon sending.
It is your responsibility to maintain a current and valid email address associated with your account. The Operator shall not be liable for any failure to receive a notice due to an outdated or invalid email address.
If any provision is deemed unenforceable, the remaining provisions shall remain in full force and effect.
These Terms constitute the entire agreement between you and the Operator regarding use of the Platform.
circlo
Panama City, Republic of Panama
Email: hello@joincirclo.com